Next payoutOct 15 · $8,333
Climb down. Cash out monthly.
One deposit. Twelve SGOV rungs in your wallet. A fixed payout date every month.
Passbook
12 rungs
Measured
measuring
Every rung holds the same 0-3 month Treasury token. Rate-curve diversification is absent. That is stated before deposit.
A calendar, not a cockpit.
Put money away once. Each month a rung matures, you sell it to USDG, and cash returns to your payout address. You sign. Nothing moves on its own.
Your wallet holds it
SGOV is bought straight into your address. Rungs are records, not balances we can touch.
Same day each month
Six or twelve equal tranches, staggered by calendar month, shifted off market holidays.
Honest about SGOV
There is one liquid bond token on this chain. The product says that before the first deposit.
Twelve rungs
Read it like a wall calendar. Next payout is marked. The rest keep earning until their date.
Rung 01
Oct 15
$8,333
Rung 02
Nov 15
$8,333
Rung 03
Dec 15
$8,333
Rung 04
Jan 15
$8,333
Rung 05
Feb 15
$8,333
Rung 06
Mar 15
$8,333
Rung 07
Apr 15
$8,333
Rung 08
May 15
$8,333
Rung 09
Jun 15
$8,333
Rung 10
Jul 15
$8,333
Rung 11
Aug 15
$8,333
Rung 12
Sep 15
$8,333
Why tranches beat one lump.
A single $100,000 exit is 1.8% of the SGOV pool. Twelve exits of $8,333 are 0.15% each. The ladder is cash-flow and exit sizing at the same time.
Cumulative cash returned
sample 12-rung path
How a rung settles
01
Deposit splits into equal raw amounts
02
Each tranche buys SGOV into your wallet
03
On the date, sell that tranche to USDG
04
Take cash, or roll to the far end
Ready to schedule the cash?
Open the ladder demo, size a deposit, and see every maturity date before you sign anything.